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Looking for fresh, up-to-date information and insights on important financial matters which affect you? Browse our Wealth Matters content library below. If you require any advice or information on a particular subject that we have not addressed, please contact a member of our team to discuss your query.

Time to review NS&I holdings?

July 24, 2025 in Financial Planning
When undertaking a comprehensive review of a client’s financial assets, we often find that clients hold one or more products managed by NS&I, or National Savings & Investments in old…
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Financial Planning for Expected Tax Increases

July 17, 2025 in Tax Planning
The Widening Fiscal Gap The fragile state of the UK’s public finances has dominated headlines in recent weeks. A combination of increased spending on defence, reversals to public service cuts,…
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The Importance of Market Momentum

July 3, 2025 in Investments
Anyone who has held investments through the last five years will have encountered uncomfortable periods when market volatility has increased. The outbreak of Covid-19 at the start of the decade,…
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Why investors need to be aware of currency risk

June 26, 2025 in Investments
Changing travel money for holidays abroad may be the only direct interaction many will have with currency exchange rates on a day-to-day basis; however, exchange rates between currencies have far…
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Stay away from the edge! Tax traps for the unwary

June 19, 2025 in Financial Planning
Amidst the confusing and complex UK tax system, quirks in the tax rules often lay traps for the unwary, which can seriously damage your wealth. Amongst these are so-called "cliff…
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Alternatives to cash when savings rates fall

June 5, 2025 in Financial Planning
Many turn to accumulated savings as a way of generating an income. Those in retirement may use savings interest to supplement state and workplace pension income. Others may use deposit…
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Wealth Matters Archive

May 29, 2025 in Financial Planning

Why you should review your discretionary fund manager

New clients to FAS often agree to transfer existing investment portfolios they hold with discretionary fund managers, to our management. As a result, the advisers at FAS regularly have the…
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May 15, 2025 in Investments

The evolving outlook for Japan

We previously cast the spotlight on Japanese Equities late in 2023, at a time when the region was seeing a sharp rally in values, which extended through to the start…
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May 8, 2025 in Investments

Testing times for ethical investment strategies

Ethical investment strategies have seen significant growth over recent years, as more investors aim to align investments with their own values. According to data from Morningstar, total assets in global…
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May 1, 2025 in Financial Planning

Choosing the right investment vehicle

One of the most important choices facing investors is where to place long-term investments. The choice of investment vehicle can influence the tax-efficiency of the strategy, the overall cost of…
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April 24, 2025 in Pensions

Pension Freedoms – ten years on

It is now a decade since George Osborne introduced legislation under the title of Pension “Freedom and Choice”. The rules, which were introduced in April 2015, gave people aged 55…
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April 17, 2025 in Divorce

Pensions on Divorce – the importance of financial advice

Dealing with marital finances can be one of the most challenging elements of the divorce process.  At a time when emotions are often running high, the need to gather financial…
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April 10, 2025 in Investments

What history tells us about market turbulence

Investment market sentiment has been fragile since the “Liberation Day” announcements by President Trump on 2nd April. The imposition of tariffs by the US, and retaliatory measures taken by trading…
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March 27, 2025 in Investments

The benefits of regular investment

One of the simplest ways of investing for the longer term without committing a lump sum is to regularly invest over a period of time. In fact, many of us…
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