Mortgages & Protection

Look after what matters most

For most people, a mortgage is their largest monthly liability, sometimes running into thousands of pounds. With the cost of living rising, securing a great mortgage deal and keeping payments to a minimum, can make a huge difference to your lifestyle.

At FAS, we start by surveying the whole market to find the right products and solutions to fit your unique situation.

Whether you are a first time buyer, moving home, buying to let, paying for home improvements or simply re-mortgaging to reduce your repayments, we are here to help.

Our review service can identify possible ways of reducing your outgoings or even reducing your mortgage term (e.g. via strategic overpayments).

In addition to this, we can also offer a protection review service to find out if there are cheaper, more comprehensive insurance policies on the market, allowing you to better protect your family in the event that the worst should happen.

FAS is authorised by the Financial Conduct Authority and operates completely independently, giving you the assurance that our advice will be performed with your interests placed first.

Our Mortgage & Protection Service includes:

Personal Mortgages

Find out if you are on the best deal or whether you could reduce costs and save money.


You never know what’s around the corner so make sure your family and loved ones are fully protected.

Income Protection

What happens if you lose your main source of income? Let us help you get the protection you need.

Critical Illness Cover

If an unexpected illness or injury stops you from working, can you still pay the bills? We can help you decide.

About FAS

FAS is an established Kent based financial planning practice that has been serving clients across London and the South East for almost three decades. We help clients make wise decisions about their wealth and financial future by offering professional holistic advice on tax planning, retirement, investments and much more.

Find out more

Start a conversation

Your finances are a very personal, private matter, so you need a relationship with an experienced financial planner who will instil confidence and trust. That’s why we invite you to start a conversation with us. Simply get in touch via phone or via our website contact forms, to arrange a free, no-obligation financial consultation with a member of our team.

Get in touch

I have always found that FAS provides responsive, straightforward and sound advice. It is helpful to have an accessible financial adviser who can address a variety of issues: investments, mortgages and pensions in particular. I strongly recommend them.

DTB, Barrister, London

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Is your wealth eroding to unnecessary taxes and fees? Are sufficient safeguards in place to protect your estate from unnecessary investment risks? Download our free guide to find out more about our approach to wealth management here at FAS.

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    Start a conversation

    Discover how we can help you gain the clarity you need for your finances…

    It never hurts to have a conversation. Call or email us today, to arrange a free, no-commitment consultation with our team to start getting the most out of your finances.

    Get in touch

    Meet the team

    Experienced, Chartered Financial Planners in the South East…

    There is a genuine desire to help clients make the right choices, to steer them in the right direction and to provide reassurance along the way. This is what sets us apart.

    Meet the team